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Terms & Conditions

Bookings will be taken on a first come, first served basis. Full payment is required at the time of booking, and before the start of the course. The person making the booking must be over 18 and have parental responsibility or the ability and authority to make decisions regarding participants under the age of 18. 


Money Made Simple reserves the right to cancel or change a course. In these circumstances we will endeavour to arrange an alternative date and offer participants a change of date, or, if this date is not convenient, an alternative course. If neither is possible, a full refund will be offered.

Course material
We provide students with material for each course which is for personal use and may not be reproduced for any commercial purpose.

We use email (and WhatsApp if needed) to communicate with participants signed up to our online courses. At the time of booking, the participant’s parent or guardian will be asked to consent to us communicating in this way with the participant.

Parent and/or guardian responsibility
Participants under the age of 18 years need to have a supervising adult whilst carrying out their activities on the programme.

Privacy policy
About this policy

This policy explains when and why we, Money Made Simple, collect personal information about our participants and how we use it, and how we keep it secure and attendee rights in relation to it. We will collect, use and store personal data, as described in this Data Protection Policy when people sign up for one of our courses. 


We reserve the right to amend this Data Protection Policy from time to time. We comply with the General Data Protection Regulation (GDPR) when dealing with your personal data. Further details on the GDPR can be found at the website for the Information Commissioner ( 


By signing up to our course, you are giving your consent for your data to be used as described in this policy. You are able to remove your consent at any time. You can do this by contacting Jo Groves (contact details below). 

Responsible person
For the purposes of the GDPR, Jo Groves will be the “controller” of participants’ personal data and is responsible for making sure the company complies with the General Data Protection Regulation (GDPR) which applies from 25 May 2018.

Members’ rights
Under data protection law, you have rights including:​

  • To access your personal data and ask for copies of your personal information

  • To have your personal data rectified if you think it is inaccurate

  • To have your personal data erased in certain circumstances

  • To object to or restrict how your personal data is processed in certain circumstances


For more details, please address any questions, comments and requests regarding our data processing practices to Jo Groves.

Specific use and sharing of personal information
Your personal data will be used for the purposes of course attendee management and your email
and telephone numbers will be used for communication about your course and for distributing
general information. Where required, your personal data may be shared as follows:


  • Where an organisation accredits a course – such as the Duke of Edinburgh’s Award

  • Where transaction data is required by our payment service provider.

  • Where we have a legal obligation to do so.

  • Data processed in order to manage course attendees


We collect the following type of information which is provided to us directly by you:

  • Name

  • Address

  • Email address

  • Phone number

  • Any other relevant information


For the following reasons:


  • To communicate with you during the online programme

  • To process payments and bookings

  • To keep a record of all course attendees

  • To use your information for market research and updating of social media

  • To send you any information that may be of interest to you


Participants under 18 years
Parents or guardians signing the consent form are giving their permission for the data to be used as described in this policy.

How we protect your personal data
The Data Controller will process attendee information electronically and hold all information on a database on a secure computer. Paper copes of data will be held at the data controller’s house in a secure cabinet.

Request to see your personal information
If you wish to know what personal data is held on you, please email Jo Groves ( and she will respond within 28 days of the request (depending on availability). 

Accuracy and retention of data

Each course attendee is responsible for keeping Money Made Simple informed of changes to their data throughout the duration of the course (e.g. telephone number etc.) and you are at that time authorising Money Made Simple to hold such data on file. The data is kept on file for up to 7 years.

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